Four-weekly pay repeats every 28 days. It stays on the same weekday but moves through the dates of the month. Monthly pay follows a monthly date or rule, so the gaps vary with the calendar.
The example opens a schedule anchored on 2 October 2026. It does not change your saved budget figures. Use your own confirmed payday for your actual plan.
See the difference in real dates
With Friday 2 October 2026 as a known payday, the four-weekly sequence is:
| Payment | Date |
|---|---|
| Known payday | 2 October 2026 |
| Next | 30 October 2026 |
| Following | 27 November 2026 |
| Following | 25 December 2026 |
| Following | 22 January 2027 |
| Following | 19 February 2027 |
These are calculated dates, not employer-confirmed payment dates. The four-weekly rule does not move Christmas Day or any other holiday. Confirm an early payment with payroll. A one-off early Christmas payment does not necessarily shift every subsequent payday, so do not replace the repeating anchor unless your underlying schedule changes.
How many paydays are there in a year?
Thirteen periods of 28 days cover 364 days. A calendar year normally contains 13 four-weekly paydays, but its boundaries can contain 14. For example, a cycle paid on 1 January 2027 also lands on 31 December 2027, with 12 paydays between them. Count the actual dates shown for the year rather than assuming every year is identical.
A monthly schedule normally gives 12 dates, while twice-monthly pay uses two dates within each month. Those patterns are different from a 28-day interval. The schedule comparison guide explains all the choices.
Why monthly bills need a separate calendar
A bill due on the 1st does not move with your payday. In the example above, the gap from 2 October to 30 October does not contain another 1st. The gap from 30 October to 27 November contains 1 November. That means equal pay amounts can leave different amounts for everyday spending after the dated bills are covered.
Put the bill’s next unpaid date into the bills planner, choose a monthly repeat, and link the list to your budget. The planner reserves occurrences before the current budget end date. Check that all relevant bills are listed; the app only knows the payments you entered.
For illustration, twelve monthly bills of £600 total £7,200. Across thirteen paydays, that averages about £553.85 per payday. This is an annual arithmetic comparison, not proof that £553.85 covers the next bill: a £600 payment might fall before enough has accumulated. The dated list helps show the immediate amount to cover.
Set up and check your schedule
- Choose Every four weeks (28 days) in Make it your payday.
- Enter one confirmed payday. A future date starts the schedule there; use an earlier known date if you want to see previous months.
- Check the next six dates and any holiday exceptions with your employer.
- Use Print schedule for the full year, or download the next twelve dates as an .ics file. Twelve exported dates are only part of a full four-weekly year.
- Enter your current available money and dated bills. Recheck the plan after each income payment and whenever a bill changes.
Shared links include the pay rule and anchor date, but not your bill list or budget. Exported events are a snapshot and will not update automatically. For a longer gap or a one-off early payday, use a confirmed custom budget end date without changing the ongoing pay rule.