PLAN WITH CONFIDENCE

Paid every four weeks? Map the whole cycle.

A 28-day rhythm moves through the months. Your bills may follow a different pattern.

Payday Calendar guide · Updated 13 October 2026

Four-weekly pay repeats every 28 days. It stays on the same weekday but moves through the dates of the month. Monthly pay follows a monthly date or rule, so the gaps vary with the calendar.

Try a four-weekly example →

The example opens a schedule anchored on 2 October 2026. It does not change your saved budget figures. Use your own confirmed payday for your actual plan.

See the difference in real dates

With Friday 2 October 2026 as a known payday, the four-weekly sequence is:

Each gap is exactly 28 calendar days
PaymentDate
Known payday2 October 2026
Next30 October 2026
Following27 November 2026
Following25 December 2026
Following22 January 2027
Following19 February 2027

These are calculated dates, not employer-confirmed payment dates. The four-weekly rule does not move Christmas Day or any other holiday. Confirm an early payment with payroll. A one-off early Christmas payment does not necessarily shift every subsequent payday, so do not replace the repeating anchor unless your underlying schedule changes.

How many paydays are there in a year?

Thirteen periods of 28 days cover 364 days. A calendar year normally contains 13 four-weekly paydays, but its boundaries can contain 14. For example, a cycle paid on 1 January 2027 also lands on 31 December 2027, with 12 paydays between them. Count the actual dates shown for the year rather than assuming every year is identical.

A monthly schedule normally gives 12 dates, while twice-monthly pay uses two dates within each month. Those patterns are different from a 28-day interval. The schedule comparison guide explains all the choices.

Why monthly bills need a separate calendar

A bill due on the 1st does not move with your payday. In the example above, the gap from 2 October to 30 October does not contain another 1st. The gap from 30 October to 27 November contains 1 November. That means equal pay amounts can leave different amounts for everyday spending after the dated bills are covered.

Put the bill’s next unpaid date into the bills planner, choose a monthly repeat, and link the list to your budget. The planner reserves occurrences before the current budget end date. Check that all relevant bills are listed; the app only knows the payments you entered.

For illustration, twelve monthly bills of £600 total £7,200. Across thirteen paydays, that averages about £553.85 per payday. This is an annual arithmetic comparison, not proof that £553.85 covers the next bill: a £600 payment might fall before enough has accumulated. The dated list helps show the immediate amount to cover.

Set up and check your schedule

  1. Choose Every four weeks (28 days) in Make it your payday.
  2. Enter one confirmed payday. A future date starts the schedule there; use an earlier known date if you want to see previous months.
  3. Check the next six dates and any holiday exceptions with your employer.
  4. Use Print schedule for the full year, or download the next twelve dates as an .ics file. Twelve exported dates are only part of a full four-weekly year.
  5. Enter your current available money and dated bills. Recheck the plan after each income payment and whenever a bill changes.

Shared links include the pay rule and anchor date, but not your bill list or budget. Exported events are a snapshot and will not update automatically. For a longer gap or a one-off early payday, use a confirmed custom budget end date without changing the ongoing pay rule.