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Yes. Add one-off or monthly bills below the budget planner. Unpaid bills appear on the monthly calendar. Tick “Use this bills list in my budget” to replace the manual bills total with payments due before your plan ends, including overdue bills. Read the bills calendar guide before recording a payment.

For weekly, fortnightly or four-weekly pay, enter one known payday from your payslip or employer’s schedule. The calendar repeats that date every seven, fourteen or twenty-eight days. For monthly pay, choose the usual day or a rule such as the last Friday. Your employer’s confirmed pay schedule should always take priority.

Fortnightly pay repeats every fourteen days, so the date moves through the month and some months contain three paydays. Twice-monthly pay uses two chosen dates in every month, such as the 15th and the last day. Choose the option that matches your employer’s schedule.

The “last working day” option excludes weekends and England and Wales bank holidays for 2024–2028. Outside those years it excludes weekends only. Other schedules keep their calculated dates, even on a bank holiday. Scotland and Northern Ireland have different holidays; confirm any adjusted payday with your employer.

If your chosen monthly date does not exist, the calculator uses that month’s last day. For example, a schedule set to the 31st uses 30 April. It does not automatically move that date around weekends or bank holidays.

Enter the money you have available now and bills still to pay during your chosen period. The planner subtracts those bills and divides the remainder by the number of days. Use the + and − buttons or choose an end date, such as your next student instalment. “Until payday” resets it to your pay schedule. You can also keep a buffer out of your spending allowance with “Set aside”.

For example, £620 available minus £200 in remaining bills leaves £420. Spread over 35 days, that is £12 a day or £84 over seven days. This is an example, not a recommended spending amount. Use money you actually have left, rather than your full salary if you have already spent some of it.

Yes. Alongside your daily estimate, the planner shows the amount available over the next seven days. If your budget period is shorter, it shows only those remaining days. Use “+ Spending” to deduct everyday purchases from your available money, or update the balance yourself. Avoid logging a purchase already included in that balance or a bill already reserved. The planner does not connect to your bank or track spending automatically.

No. It shows how a purchase would change your daily allowance while leaving your balance alone. “Apply spending” deducts it and adds a recent-spending entry; Cancel leaves your plan unchanged. You can undo logged spending until you manually replace the available balance.

Yes. There is no account to create or subscription to use the planner. Your figures are saved in this browser so you can return and update them. The results are planning estimates based on what you enter, not financial advice.

Your schedule and budget are calculated and saved in this browser. Sharing a schedule link includes the pay pattern and dates, but not your budget amounts. Advertising and analytics choices are explained in our privacy policy.

No. The .ics download is a snapshot of your next twelve scheduled paydays. If your schedule changes, remove or update the old events in your calendar and download a fresh copy. The Google Calendar option adds your next payday only.